Disponible en français sur demande.

Mortgage Brokering Technical Advisory Committee

Meeting summary

Date: Wednesday, May 6, 2026
Time: 1:00 p.m. to 3:00 p.m.
Location: 25 Sheppard Avenue West, Suite 100
Toronto, ON M2N 6S6
Videoconference – Microsoft Teams

This summary sets out the key points discussed at the May 6, 2026 meeting.

Welcome

The Chair welcomed TAC members to the meeting and expressed thanks for their engagement and feedback during meetings.

This was the second Committee meeting of 2026.

TAC proposal: Suitability assessment

In response to TAC member views that the sector would welcome further support on product suitability assessments, FSRA proposed that the TAC develop a proposed suitability assessment form as an industry-led initiative. The goal is to improve compliance and improve consistency in documenting product suitability. FSRA will follow up with members to support their advancement of this initiative.

Data-based outcomes monitoring project 

FSRA presented an update on an upcoming project led by FSRA’s Consumer Office. The objective of the project is to evaluate whether intended regulatory outcomes are being achieved and to identify potential gaps between what industry participants believe they are communicating and what borrowers are understanding.

Examination trends: Mortgage Administrators

FSRA provided an overview of trends noted during mortgage administrator examinations conducted in 2025. Observations were presented in four themes:

  1. Mortgage Administration Agreements
  2. Management of deemed trust funds and trust account requirements
  3. Timing of payment disbursements to investors
  4. Renewal processing on behalf of lenders/investors

Innovating together

FSRA provided an overview of the Innovation Office and explained how the regulatory sandbox supports and helps facilitate responsible innovation while managing risks to consumers and regulated sectors.

Next meeting

The next Committee meeting is scheduled for Thursday, September 17, 2026, from 1 p.m. to 3 p.m.

Attendance record

Invited/attendedCompany name

Attendance status

(A)ttended; (R)egrets; (S)ubstitute; (VC)Teleconference

Sadiq BoodooApproved MortgagesA
Richard ColemanAtrium Mortgage Investment CorporationVC
Athena ConstantinouSherwood Mortgage GroupA
Teresa Di FrancoSecure Mortgage Experts & Richview Capital MICR
Leigh GrahamThe Mortgage ProfessionalsVC
Deren HasipMortgage Scout Inc. & Private Partners CapitalA
Alex LeducPerchVC
Jennifer RossidesMA Mortgage ArchitectsVC
Sona ShahCoronation Group Inc.A
Daniel VynerDV CapitalR
Elizabeth WoodCMI Financial GroupVC
Kate WybrowFCT InsuranceR
Aleesha AllidinaMinistry of FinanceR
Rahat GulrangMinistry of FinanceVC

FSRA members present:

Blair Anderson (VC), Stephanie Appave (VC), Martina Aswani (VC), Charles Barone (A), Scott Boutilier (VC), Misato Bozorgi (A), Rocca D’Angela (VC), Jeffrey Foti (A), Andrea Foy (A), Jennie Hodgson (A), Reesha Hossein (VC), Sandra Jordan (VC), Yovanka McBean (VC), Cheryl Mak (VC), Tim Mifflin (VC), Fariba Mirhassanivahed (VC), Rosie Petrides (VC), Jisha Sarwar (A), Elissa Sinha (VC), Gina Stephens (A), Cheryl Szutu (A), Matthew Whitehead (VC), Chris Zolis (VC)

Available in French upon request