Lucy Becker (Co-Chair)
Ms. Becker is a public affairs executive with the Retirement Homes Regulatory Authority (RHRA). She has extensive regulatory experience having also served on the senior leadership teams at the Investment Industry Regulatory Organization of Canada (IIROC) and the Law Society of Upper Canada (now Ontario). She also serves on the Consumer Advisory Committee of the Electrical Safety Authority (ESA).
Throughout her career, she also worked in the Ontario public service at various ministries including the Attorney General and Financial Institutions, which at the time oversaw the insurance, pension, and securities commissions. In 2021, she was appointed to the governing council of the College of Physicians and Surgeons of Ontario (CPSO) and the Board of Directors for the Bereavement Authority of Ontario (BAO).
Deeply committed to access to justice Ms. Becker is a Director of the Don Valley Community Legal Services, a legal aid clinic serving one of the most diverse communities in Toronto.
Ellen Bessner
Ms Bessner is a Partner with Babin Bessner Spry LLP with over 25 years’ experience, specializing in securities litigation. In addition to her work as a litigator, Ellen is the author of Advisor at Risk: a roadmap to protecting your business and its sequel Communication at Risk: how to bridge the client-advisor gap to protect and grow your business. Ellen has extensive experience and expertise in advising registrants on working effectively with older investors. Ellen also regularly provides training and educational programs on a range of liability, ethics and compliance issues for advisors including the risks faced by vulnerable clients and how to help reduce that risk.
Leeann Corbeil
Ms Corbeil is the COO of iScope Concussion and Pain Clinics, a leading provider of interdisciplinary care for Concussions. She has over 20 years of experience in business development and operations within various medical fields.
Outside of her role at iScope, Leeann is passionate about serving the community and advocating for chronic pain and brain injury awareness and support. Currently, Leeann serves as the President of the Board of Directors at the National Chronic Pain Society and the Hamilton Brain Injury Association. Through these nonprofit organizations, she leverages her strong public relations and marketing skills to raise funds, increase visibility, and foster partnerships to support individuals living with chronic pain and brain injury.
Zahir Dharsee
Mr. Dharsee was a Manager in the Supervision and Regulation Group with the Office of the Superintendent of Financial Institutions (OSFI) Canada.
He has over 30 years of extensive knowledge and experience in the Supervision and conducting Risk based Examinations of various Financial Institutions regulated by OSFI.
As part of executing the OSFI Supervision and Examination Frameworks and Processes, he was also responsible for reviewing and ensuring Compliance with various regulatory requirements for the Consumers of Life and Property and Casualty Insurance companies and the Banking, Trust and Loan and Credit Union Deposit Taking Institutions.
He started his career in the Federal Public Service with the Office of the Auditor General of Canada. He has a BA (Economics and History) from York University, Bachelor of Commerce Accounting and Finance from the University of Windsor. He is a Chartered Professional Accountant (CPA) and a Certified Fraud Examiner (CFE). He is currently pursuing a master’s degree in history at York University.
Peter A. D’Iorio
Mr. D’Iorio is Founder, CEO and Senior Consultant at BPI Consultancy Ltd. since July 2014. BPI is a Boutique Consultancy offering consulting services for assignments dealing with issues associated with group benefits and retirement benefit plan design and funding.
Previous to July 2014, he was a Principal at Mercer (Canada) Limited where he co-ordinated the integration of Sedgwick Noble Lowndes (a Mercer acquisition) into the Mercer organization. At Mercer, he provided strategic consulting advice on group benefit and retirement benefit plan design and funding arrangements for many major Mercer clients for over 30 years. His experience over the 30 plus years included work on mergers and acquisitions as well as the restructuring of active and retiree benefit plans to optimize employers’ group benefit and retirement benefit plans to improve outcomes and reduce costs.
Prior to his 40 years of consulting experience, he worked for almost 15 years in senior management roles at 2 of the world’s largest insurers in the pensions and benefits space (Prudential & Aetna).
Ninette Ibanez
Ms Ibañez is a senior Information Technology/Management professional providing consulting, advisory and delivery services across multiple industries (financial services, software development, food distribution, mining, real estate) and diverse organizations, deeply specialized in the broad spectrum of data. She developed in recent years strong advocacy for consumer protection.
Terri Williams Kinghorn
Ms Williams Kinghorn is a financial literacy specialist with more than 30 years of experience in financial services. She held a variety of executive positions including President of the Ontario Securities Commission's Investor Education Fund and Vice President of Corporate Social Responsibility at Scotiabank. She also served on the Board of Directors of Credit Canada for more than 20 years and the Canadian Foundation for Economic Education for over a decade.
Now retired and living in Lakefield, Ontario, Terri continues to provide personal financial education to Canadians and volunteers to advocate for seniors. She is on the OSC’s Seniors Expert Advisory Committee as well as the volunteer Board of Directors for the Alzheimer Society of Peterborough, Kawartha Lakes, Northumberland and Haliburton and the Abbeyfield House Society of Lakefield.
Julie Kuzmic
Ms. Kuzmic started her career in consulting at Accenture, then migrated to the financial services arena where she has spent the past 15+ years leading complex IT, sales and product launch initiatives across the banking, insurance and wealth management industries.
Since joining Equifax Canada in 2016, Ms. Kuzmic has become a recognized authority in consumer credit. She has served as an expert witness on credit scores in provincial court, and she often speaks to industry groups, government, clients and consumers to shed light on Canada’s credit ecosystem. In her role as senior compliance officer, consumer advocacy with Equifax Canada, she helps Canadians build credit confidence. She is additionally responsible for working across business units and corporate functions to ensure fair treatment of consumers in compliance with applicable legislation.
Samuel Lichtman
Mr. Lichtman holds the Certified Financial Planner (CFP) designation, specializing in financial planning for millennial business owners and technology professionals. As an independent financial planner, Sam focuses on evidence-based investment and planning practices for his clients.
In addition to his advisory work, Sam is involved in public policy and financial education. He is an advocate for financial literacy and regulatory improvements in Canada’s advisory landscape. Sam also serves on the Regulatory Advocacy Committee of the Financial Planning Association of Canada (FPAC) as the Government Liaison, advocating for high standards in the Canadian financial advice industry.
Sam hosts a podcast on financial literacy for millennials, and through a strong social media presence of close to 100,000 followers, Sam is able to hear the concerns of the public on a large scale, and use this platform to inform change through his advocacy work.
Harvey Naglie (Co- Chair)
Mr. Naglie is a consumer advocate. He has been involved in Ontario's financial services sector for over 40 years, working in both the public and private sector, including as a Senior Policy Advisor for the Ontario Ministry of Finance’s Financial Services Policy Division.
Karina Souza
Ms. Souza is a versatile professional with expertise in information technology, digital marketing, and finance. With over 15 years of experience in the banking sector, including a decade in IT field, and a strong academic background, she has expanded her portfolio to financial consulting, helping immigrants establish themselves securely in Canada.
As an immigrant mother, she understands the challenges faced by newcomers to Canada and is committed to providing accessible financial knowledge and effective strategies tailored to their needs. Now, as a member of the Consumer Advisory Panel at FSRA, she actively represents the Portuguese-speaking community, advocating for a more accessible and transparent financial system for all.
Edwin Weinstein
Dr. Weinstein is President of The Brondesbury Group. Ed holds a PhD in Measurement & Evaluation (Applied Statistics) and is also a licensed Industrial Psychologist. Over the past 40 years, Ed developed and managed more than 600 research studies related to financial services in Canada and around the globe. Ed’s current work focuses on financial consumer behaviour and attitudes, as well as credentialing and licensure of financial services professionals.
Ed’s domestic clients have included every major bank and life insurer, several mutual funds, most major financial industry associations, two stock exchanges and several government agencies/regulators. His projects have focused on investor issues including risk-taking, financial literacy, understanding of disclosure, how investors track performance, investor-advisor relationships, and underlying investor needs at different life stages. Ed has also maintained an advisory relationship with a federal agency focused on consumer protection for more than 20 years.
Liisa Woolley
Ms. Woolley is a Senior Vice President of Strategic Initiatives at Northern Credit Union, brings three decades of Credit Union experience specializing in leadership, strategy execution, and organizational transformation. She has successfully led mergers, technology implementations, and change management strategies that align with member and employee needs. Liisa is a graduate of degree and leadership programs from the University of Windsor, Athabasca University, Royal Roads University, and York University and holds a Credit Union Leadership and Coaching Designation and a Chartered Marketing Designation, among other credentials.