There are several ways to buy auto insurance. You may purchase your coverage from a licensed:
Sell insurance on behalf of many different insurance companies. They will find you the best rate from companies they represent. You have the right to ask your broker to provide you with the names of all companies they represent.
Generally represent only one insurance company.
Are insurance companies that sell their insurance products directly to consumers.
There are several ways to find an insurance agent, broker, or direct writer:
Ask family and friends if they recommend their broker, agent, insurance company or direct writer
Consult your local business telephone directory under “Insurance Agents,” “Insurance Brokers” and “Insurance-General”
For information on direct writers, visit the Canadian Association of Direct Relationship Insurers (CADRI)