It’s important to be an informed consumer to choose the auto insurance that is right for you and to understand how your policy works. Learn more about purchasing auto insurance, your rights as a consumer, what’s in a standard policy and more. It’s the law - what you need to know Purchasing auto insurance What is not covered Extra coverage for loss or damage to your vehicle Your rights and responsibilities as a consumer What is in a standard policy? Optional coverage Insurance for motorcycles, snowmobiles and other motorized vehicles How to save on auto insurance Working with your broker, agent or insurance company Increasing your liability and accident benefits coverage Why you have declined insurance, policy not renewed or terminated