You may purchase higher liability limits under your third-party liability coverage, as well as increased accident benefits coverages. You have choices and flexibility over optional or increased coverages and the price you pay for auto insurance. These options allow you to customize your policy to suit your needs better.
Your insurance representative will be able to help you decide what level of coverage is best for you.
Increased third-party liability coverage:
While you are legally required to carry a minimum of $200,000, you may want to increase this coverage. The cost to increase your third-party liability coverage to $500,000, $1 million or $2 million is small in most cases.
Optional accident benefits coverages:
If you have benefits from your employer or another policy, you may already have some level of coverage for some or all of the optional benefits listed below. You should consider these benefits as you review your coverage options.