FSRA introduces new and improved Annual Information Return for the mortgage brokering sector

The Financial Services Regulatory Authority of Ontario, FSRA, is helping reduce administrative burden in the mortgage brokering sector with new and improved Annual Information Returns (AIRs).

“The new AIRs are shorter and easier to complete,” said Gina Stephens, Director of Mortgage Brokering Conduct at FSRA.

“These improvements are designed to make required filings simpler for brokerages and administrators to complete while continuing to strengthen FSRA’s collection of critical data required for the effective and risk-based supervision and monitoring of the sector.”

The updated AIRs are now available to preview on FSRA’s website. They will also be available in FSRA’s Licensing Link portal by December of this year, with the filing window opening in early January 2027.

To further support the sector, FSRA has developed informational guides to help mortgage professionals better understand the AIRs and navigate the filing process more efficiently.

The guides are now available on FSRA’s website and will also be accessible through the portal alongside the AIR by December this year.

We are committed to maintaining consistency in the AIRs over the next three years. Changes will be limited and introduced only when necessary, helping to provide greater clarity and predictability for the sector's annual filing requirements.

Learn more:

• preview the improved AIR questionnaires for mortgage brokerages and mortgage administrators
• read the informational guides for mortgage brokerages and administrators
• for more information about the AIR, visit FSRA’s website

FSRA continues to work on behalf of all stakeholders, including consumers, to ensure financial safety, fairness, and choice for everyone.

Learn more at www.fsrao.ca.