The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
How to search for guidance Guidance Framework Inherited Guidance
Guidance Documents Table
Download all guidance (.csv file)
Showing 101 to 200 of 1071 entries
Sector Status Category Guidance Number Guidance Name
Auto Insurance Active Filing - Auto AU0101ORG Technical Notes for Automobile Insurance Rate and Risk Classification Filings
Auto Insurance Inactive Underwriting rules AU0102ORG Underwriting appendix
Auto Insurance Inactive Filing - Auto AU0103ORG List of guidelines
Auto Insurance Inactive Filing - Auto AU0104ORG Automobile Insurance endorsements guidelines
Auto Insurance Inactive Filing - Auto AU0105ORG Automobile Insurance forms filings
Auto Insurance Inactive Filing - Auto AU0106ORG Key Legislative Requirements and Overview of Filing Guidelines
Auto Insurance Active Filing - Auto AU0107ORG Other than Private Passenger Automobile Filing Guidelines - Major
Auto Insurance Active Filing - Auto AU0108ORG Other than Private Passenger Automobile Filing Guidelines - Minor
Auto Insurance Active Filing - Auto AU0109ORG Filing Guidelines for Underwriting Rules
Auto Insurance Active Filing - Auto AU0110ORG Underwriting technical notes
Auto Insurance Active Forms - Auto AU0111ORG Other Automobile Insurance Forms
Auto Insurance Inactive Forms - Auto AU0112ORG Automobile Insurance Policy (O.A.P. 1), Application and Endorsement Forms
Auto Insurance Active Forms - Auto AU0113ORG Garage Automobile Policy (O.A.P. 4), Application and Endorsement Forms
Auto Insurance Inactive Forms - Auto AU0114ORG Auto Insurance Claims Forms (OCF Forms)
Auto Insurance Active HCAI Guideline AU0115ORG Health Claims for Auto Insurance (HCAI)
Auto Insurance Inactive Fraud & Abuse Reduction AU0116ORG Auto Insurance Fraud Hotline
Auto Insurance Inactive MVACF AU0117ORG Apply to the Motor Vehicle Accident Claims Fund
Auto Insurance Inactive MVACF AU0118ORG Apply to the Motor Vehicle Accident Claims Fund
Auto Insurance Inactive Auto Insurance General AU0119ORG Link to Auto Insurance Page
Auto Insurance Inactive Fraud & Abuse Reduction AU0120ORG Fighting Auto Insurance Fraud: What You Can Do
Auto Insurance Active Arbitration AU0121ORG Private Arbitration Decisions
Auto Insurance Inactive Rate Approvals AU0122ORG Auto Quarterly Rate Approvals
Auto Insurance Inactive SABS AU0123ORG Superintendent's and Commissioner's Guidelines - Auto Insurance SABS
Auto Insurance Active SABS AU0124ORG 2019 Automobile Insurance Legislated and Regulatory Adjustments and Optional Indexation Rates Under the Statutory Accident Benefit Schedule
Auto Insurance Active Transportation Expense AU0125ORG Superintendent's Guideline No. 04/16: Transportation Expense Guideline
Auto Insurance Active Filing - Auto AU0126APP Standard Filing
Auto Insurance Active Assessments and Examinations AU0127INF Cost of Assessments and Examinations Guideline
Auto Insurance Active Electronic Insurance Card AU0128APP Modernizing Automobile Insurance - Approval of Electronic Insurance Card
Auto Insurance Active Indexation AU0129DEC Automobile Insurance Indexation Amounts
Auto Insurance Active Innovation AU0130APP Innovative Auto Insurance Products-Subscriptions (“IAIP-S”)
Auto Insurance Active Consumer Protection - Auto AU0131INT Consumer Relief During A Declared Emergency under the Emergency Management and Civil Protection Act
Auto Insurance Active Loss Trend AU0132APP Ontario private passenger automobile annual review based on industry data
Auto Insurance Active SABS AU0133INT Statutory Accident Benefits Claims during the COVID-19 Outbreak
Auto Insurance Active Hospitals AU0134INT Guideline on Public Hospitals and Determination of Catastrophic Impairment
Auto Insurance Active Unfair or Deceptive Acts AU0135INT Interpretation of Sections 237 & 238 of the Insurance Act and Sections 1(1) and 2(1)(5) to 2(1)(8) of Regulation 7/00 Unfair or Deceptive Acts or Practices and Approach to Supervision [Take All Comers Rule]
Auto Insurance Active Consumer Protection - Auto AU0136APP Reporting and resolution of rating and underwriting errors
Auto Insurance Active Risk Management AU0137INF Operational risk management framework in rating and underwriting of automobile insurance
Auto Insurance Active Forms - Auto AU0138APP Automobile insurance non standard forms, endorsements and certificates of insurance approval filing process
Auto Insurance Active Unfair or Deceptive Acts AU0139DEC Acquisitions Warranting Relief from Lowest Available Rate Requirement
Auto Insurance Active Auto Insurance General AU0140INT Automobile Insurance Fraud Reporting
Auto Insurance Active Supervisory Approach AU0142INT Automobile Insurance Rating and Underwriting Guidance
Co-operative Corporations Active Offerings CC0001INT High-Risk Offerings issued under the Co-operative Corporations Act
Credit Unions and Caisses Populaires Inactive External Auditor Role CU0001ORG Cover Letter for External Auditor Role for High Risk Areas
Credit Unions and Caisses Populaires Inactive External Auditor Role CU0002ORG External Auditor Role for High Risk Areas
Credit Unions and Caisses Populaires Inactive Application - CU-CP CU0003ORG Application Standards
Credit Unions and Caisses Populaires Inactive Director Training CU0004ORG Application Guide for Director Training - Less Complex Credit Unions
Credit Unions and Caisses Populaires Inactive Director Training CU0005ORG Application Guide for Director Training - Complex Credit Unions
Credit Unions and Caisses Populaires Inactive Director Training CU0006ORG Audit Committee Handbook
Credit Unions and Caisses Populaires Inactive Advertising CU0007ORG By-Law #3
Credit Unions and Caisses Populaires Inactive Lending CU0008ORG DEPOSIT INSURANCE CORPORATION OF ONTARIO By Law #5
Credit Unions and Caisses Populaires Inactive Lending CU0009ORG DICO's By-Law #5 Commercial Lending Tools
Credit Unions and Caisses Populaires Inactive Lending CU0010ORG Resolution of the Board of Directors
Credit Unions and Caisses Populaires Active Reserves CU0011ORG By-Law #6
Credit Unions and Caisses Populaires Inactive Capital CU0012ORG Capital Adequacy Guideline
Credit Unions and Caisses Populaires Inactive Compliance - CU-CP CU0013ORG Details about Compliance Orders Issued by DICO
Credit Unions and Caisses Populaires Inactive Lending CU0014ORG Commercial Lending Policy Development Guide
Credit Unions and Caisses Populaires Inactive Lending CU0015ORG Commercial Lending Policy Development Guide -Cover Letter
Credit Unions and Caisses Populaires Inactive Advertising CU0016ORG Pre Approved Advertising Messages for Cus
Credit Unions and Caisses Populaires Inactive Advertising CU0017ORG DICO Deposit Insurance Brochure
Credit Unions and Caisses Populaires Inactive Service Standards - CU-CP CU0018ORG DICO Service Standards as Outlined in the CUCPA
Credit Unions and Caisses Populaires Inactive Director Training CU0019ORG Director's Handbook
Credit Unions and Caisses Populaires Inactive Director Training CU0020ORG Director Candidate Information Guide
Credit Unions and Caisses Populaires Inactive Director Training CU0022ORG Director Training Self Assessment Guide
Credit Unions and Caisses Populaires Inactive Director Training CU0023ORG Director Training and Qualifications Policy Development
Credit Unions and Caisses Populaires Inactive Enterprise Risk Management CU0025ORG ERM Application Guide
Credit Unions and Caisses Populaires Inactive Enterprise Risk Management CU0026ORG ERM Framework
Credit Unions and Caisses Populaires Inactive Filing - CU-CP CU0027ORG Filing Requirements for Insured Institutions
Credit Unions and Caisses Populaires Inactive CUCPA CU0028ORG CUCPA, 1994, and Regulations FAQs
Credit Unions and Caisses Populaires Inactive Director Training CU0030ORG Director Training and Qualifications GN - Less Complex Credit Unions
Credit Unions and Caisses Populaires Inactive Director Training CU0031ORG Director Training and Qualifications GN - Complex Credit Unions (2018)
Credit Unions and Caisses Populaires Inactive Enterprise Risk Management CU0032ORG ERM Guidance Note
Credit Unions and Caisses Populaires Active ICAAP CU0033ORG Internal Capital Adequacy Assessment Process (ICAAP) – Credit Unions with Total Assets Greater than $500 Million
Credit Unions and Caisses Populaires Inactive Investments - CU-CP CU0034ORG Investments Guidance Note
Credit Unions and Caisses Populaires Inactive Lending CU0035ORG Lending Guidance Note
Credit Unions and Caisses Populaires Inactive Liquidity CU0036ORG Liquidity Guidance Note
Credit Unions and Caisses Populaires Active Securitization CU0037ORG Securitization Guidance Note
Credit Unions and Caisses Populaires Inactive Stress testing CU0038ORG Stress Testing Guidance Note
Credit Unions and Caisses Populaires Active Structural CU0039ORG Structural Risk Guidance Note
Credit Unions and Caisses Populaires Inactive Stress testing CU0040ORG Cover Letter for ICAAP Stress Testing GN
Credit Unions and Caisses Populaires Inactive Act CU0041ORG DICO's Other Power Under the Act
Credit Unions and Caisses Populaires Inactive Request for Publications CU0042ORG Request for Additional DICO Publications
Credit Unions and Caisses Populaires Inactive Risk Management CU0043ORG Sound Business and Financial Practices Manual
Credit Unions and Caisses Populaires Inactive Exemptions CU0044ORG DICO Variations and Exemptions under the CUCPA
Credit Unions and Caisses Populaires Active Lending CU0045ORG Lending Advisory #1 - Lending Limits and Creditor Insurance
Credit Unions and Caisses Populaires Inactive Capital CU0046ORG Capital Advisory #1 - Capital Treatment of Computer Software Intangibles
Credit Unions and Caisses Populaires Active Risk Management CU0047ORG Operational Risk Advisory #1 - Outsourcing Servicing of Owned ATM's
Credit Unions and Caisses Populaires Active Lending CU0048ORG Lending Advisory #2 - Authorized Participants in Loan Syndications
Credit Unions and Caisses Populaires Active Risk Management CU0049ORG Operational Risk Advisory #2 - Potential Risks Associated with Providing Banking Services to Money Service Businesses (MSBs)
Credit Unions and Caisses Populaires Inactive Lending CU0050ORG Lending Advisory #3 - Mortgage Lending Practices and Potential Real Estate Market Correction
Credit Unions and Caisses Populaires Active Risk Management CU0051ORG Capital Risk Advisory #1 - Credit Union Shares Held as Security
Credit Unions and Caisses Populaires Active Risk Management CU0052ORG Market Risk Advisory #1 - Investment in Digital Currencies
Credit Unions and Caisses Populaires Active Risk Management CU0053ORG Market Risk Advisory #2 - Investment in a Pool of Individual Mortgages and Mortgage Pools
Credit Unions and Caisses Populaires Inactive Lending CU0054ORG Lending Advisory #4 - Mortgage Lending Practices
Credit Unions and Caisses Populaires Inactive Lending CU0055ORG Lending Advisory #5 - Mortgages Lending Practices
Credit Unions and Caisses Populaires Active Lending CU0056ORG Lending Advisory #3 - Authorized Syndicating (Lead) Credit Unions in a Loan Syndication
Credit Unions and Caisses Populaires Inactive Corporate Governance CU0057ORG Guidance Note: Corporate Governance--Audit Committee
Credit Unions and Caisses Populaires Inactive Corporate Governance CU0058ORG Guidance Note: Corporate Governance--Board of Directors
Credit Unions and Caisses Populaires Inactive Corporate Governance CU0059ORG Guidance Note: Corporate Governance--Management
Credit Unions and Caisses Populaires Inactive Incorporation and Registration CU0060ORG Incorporating and Registering a New Credit Union or Caisse Populaire
Credit Unions and Caisses Populaires Inactive Corporate Governance CU0061INF Annual Meeting Requirements: Credit Unions and Insurance Companies