Life insurance policy types

You may have life insurance coverage through your employer. This is called Group Life Insurance. You can purchase life insurance individually through a licensed life insurance agent or directly from a licensed life insurance company if you do not. This is called Individual Life Insurance.

Health insurance policy types

Ontarians already pay into the government-funded Ontario Health Insurance Plan (OHIP), and this is often sufficient to cover most basic medical needs. For those expenses that are not covered by OHIP, you may have supplementary health and dental insurance through an employer-sponsored supplementary health insurance plan (group insurance), or you may choose to purchase individual supplementary health and dental insurance to meet your needs.