The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Guidance Documents Table
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Showing 301 to 400 of 1071 entries
Sector Status Category Guidance Number Guidance Name
Mortgage Brokering Inactive Mortgage Fraud MB0015ORG Checklist on Detecting and Preventing Mortgage Fraud
Mortgage Brokering Inactive Mortgage Fraud MB0016ORG FAQs on FSCO's Checklist on Detecting and Preventing Mortgage Fraud
Mortgage Brokering Inactive Syndicated Mortgage Investments MB0017ORG MFDA and FSCO issue joint communication concerning the selling of syndicated mortgage investments
Mortgage Brokering Inactive Errors & Omissions Insurance - Mortgage Brokering MB0018ORG Errors & Ommisions Insurance Requirements
Mortgage Brokering Inactive FAQs MB0019ORG Frequently Asked Questions for the Mortgage Broker Industry
Mortgage Brokering Inactive FAQs MB0020ORG FAQ on Business Requirements
Mortgage Brokering Active Application - Mortgage Brokering MB0021ORG Mortgage Administrator Licence Application - Instructions for completing the application
Mortgage Brokering Active Application - Mortgage Brokering MB0022ORG Mortgage Brokerage Licence Application - Instructions for completing the application
Mortgage Brokering Inactive Forms - Mortgage Brokering MB0023ORG Mortgage Brokering Forms
Mortgage Brokering Inactive Non-Qualified Syndicated Mortgages MB0024ORG Checklists for Non-Qualified Syndicated Mortgage Forms effective July 1, 2018
Mortgage Brokering Inactive Non-Qualified Syndicated Mortgages MB0025ORG FAQs on FSCO's Forms Relating to Non-qualified Syndicated Mortgage Transactions
Mortgage Brokering Active Education MB0026ORG Mortgage Broker and Mortgage Agent Education
Mortgage Brokering Inactive Complaints MB0027ORG How to Resolve a Complaint About a Mortgage Brokerage, Broker, Agent or Administrator
Mortgage Brokering Inactive Education MB0028ORG Education FAQ - Mortgage Brokering Industry
Mortgage Brokering Inactive Administration - Mortgage Brokering MB0029ORG Existing Mortgage Brokerages and Administrators
Mortgage Brokering Inactive Resources MB0030ORG Government of Canada Resources
Mortgage Brokering Inactive Legislation MB0031ORG Legislation: Act & Regulations
Mortgage Brokering Active Licensing - Mortgage Brokering MB0032ORG Licensing FAQ
Mortgage Brokering Inactive Licensing - Mortgage Brokering MB0033ORG Applying for a New Licence
Mortgage Brokering Inactive Compliance - Mortgage Brokering MB0034ORG Mortgage Brokering Sector Compliance Reviews
Mortgage Brokering Inactive Reporting - Mortgage Brokering MB0035ORG Reporting Requirements for Mortgage Administrators
Mortgage Brokering Inactive Resources MB0036ORG Webinar Resources
Mortgage Brokering Active Syndicated Mortgage Investments MB0037APP Supervision Approach for High-risk Syndicated Mortgage Investments
Mortgage Brokering Active Forms - Mortgage Brokering MB0038INT Amended Disclosure Forms 3.0, 3.1 and 3.2 for Non-Qualified Syndicated Mortgages (for Transactions prior to July 1, 2021)
Mortgage Brokering Active Syndicated Mortgage Investments MB0039INT Mortgage Administrators – Responses to Market Disruptions
Mortgage Brokering Active Non-Qualified Syndicated Mortgages MB0040INT Mortgage Brokerage Disclosure and Suitability Assessments for Non-Qualified Syndicated Mortgage Investments (NQSMIs) – Responses to Market Disruptions (for Transactions prior to July 1, 2021)
Mortgage Brokering Active Non-Qualified Syndicated Mortgages MB0041APP Transfer of retail non-qualified syndicated mortgage investments (NQSMIs) (excludes transactions with Permitted Clients) to the Ontario Securities Commission (OSC) (transfer effective July 1, 2021)
Mortgage Brokering Active Code of Conduct MB0042APP Mortgage Broker Regulators' Council of Canada Code of Conduct for the Mortgage Brokering Sector.
Mortgage Brokering Active Non-Qualified Syndicated Mortgages MB0043INF Mortgage Brokerage Disclosure and Suitability Assessments for Non-Qualified Syndicated Mortgage Investments (NQSMIs) – Responses to Market Disruptions (for Transactions on or after July 1, 2021)
Mortgage Brokering Active Mortgage Fraud MB0044INT Detecting and Preventing Mortgage Fraud
Mortgage Brokering Active Licensing - Mortgage Brokering MB0045APP Accreditation of Licensing Courses for the Mortgage Brokering Sector
Mortgage Brokering Active Licensing - Mortgage Brokering MB0046INT Licensing exemption for Permitted Clients that are not Individuals
Mortgage Brokering Active Licensing - Mortgage Brokering MB0047INT New mortgage agent and broker licensing requirements
Mortgage Brokering Active Cybersecurity MB0048INF Mortgage Broker Regulators' Council of Canada Principles for Cybersecurity Preparedness for the Mortgage Brokering Sector
Mortgage Brokering Active Licensing - Mortgage Brokering MB0051INT Mortgage agent and mortgage broker licensing suitability
Mortgage Brokering Active Reporting - Mortgage Brokering MB0052INT Mortgage Administrators’ Financial Filing Requirements
Mortgage Brokering Active Guideline MB0053INT Mortgage Brokerage and Principal Broker responsibilities to ensure compliance and fair consumer outcomes
Mortgage Brokering Active Compliance - Mortgage Brokering MB0054INT Mortgage Product Suitability Assessment
Insurance Prudential, Auto Insurance, Life and Health Insurance, Property and Casualty and General Insurance Inactive Licensing - Insurance PC0001ORG Reliance Model of Reciprocal Licensing
Insurance Prudential Inactive Consent PC0002ORG CONSENT AND NOTIFICATION
Insurance Prudential, Auto Insurance Inactive Cost Assessment PC0003ORG PREMIUM INFORMATION USED FOR COST ASSESSMENT IN ONTARIO
Insurance Prudential, Auto Insurance, Property and Casualty and General Insurance Inactive Actuarial Information PC0004ORG FSCO Property and Casualty (P&C) Memorandum to the Appointed Actuary, 2018
Insurance Prudential, Life and Health Insurance, Property and Casualty and General Insurance Inactive Actuarial Information PC0005ORG 2018 LIFE MEMORANDUM TO THE APPOINTED ACTUARY
Insurance Prudential, Auto Insurance Inactive Actuarial Information PC0006ORG 2018 PROPERTY AND CASUALTY MEMORANDUM TO THE APPOINTED ACTUARY
Property and Casualty and General Insurance Inactive Filing - Insurance PC0007ORG FILING INFORMATION FOR INSURERS LICENSED IN ONTARIO
Property and Casualty and General Insurance Inactive Filing - Insurance PC0008ORG Notice - Filing of 2018 Annual Return for Ontario - Extra provincial insurance companies licensed in Ontario
Insurance Prudential, Property and Casualty and General Insurance Inactive Filing - Insurance PC0009ORG Notice of Filing of 2018 Annual Return for Ontario - Ontario incorporated farm mutuals
Insurance Prudential, Property and Casualty and General Insurance Inactive Filing - Insurance PC0010ORG Notice - Filing of 2018 Annual Return for Ontario - Ontario incorporated insurers and reinsurers, fraternal societies, and reciprocal insurance exchanges
Insurance Prudential, Property and Casualty and General Insurance Inactive Filing - Insurance PC0011ORG 2018 Annual Return Instructions to Ontario incorporated insurers and reinsurers, fraternal societies, and reciprocal insurance exchanges
Property and Casualty and General Insurance Inactive Premium Information PC0012ORG Notice - Premium Information for Cost Assessment - Non-Ontario incorporated Property and Casualty insurance companies and reciprocals
Insurance Prudential, Auto Insurance, Property and Casualty and General Insurance Inactive Filing - Insurance PC0013ORG Annual Returns & Instructions
Insurance Prudential, Property and Casualty and General Insurance Active Investments - Insurance PC0014ORG Investments by Insurers Guideline
Insurance Prudential, Auto Insurance, Property and Casualty and General Insurance Inactive Filing - Insurance PC0015ORG Year-end Considerations
Life and Health Insurance Inactive Purchasing PC0016ORG Borrowing to Purchase Life Insurance Products - Risks and Suitability
Life and Health Insurance Active Charitable PC0017ORG Charitable or Gift Annuities
Insurance Prudential, Auto Insurance, Life and Health Insurance, Property and Casualty and General Insurance Active Negative Option PC0018ORG Negative Option Marketing/Billing
Insurance Prudential, Property and Casualty and General Insurance Active Guideline PC0019ORG Guideline - Use of Canadian Depository for Securities Limited
Insurance Prudential, Auto Insurance, Property and Casualty and General Insurance Active Guideline PC0020ORG Reinsurance guidelines for Ontario incorporated and licensed companies
Insurance Prudential, Auto Insurance Active Amalgamations and Portfolio Transfers PC0021ORG Amalgamations and Portfolio Transfers
Life and Health Insurance Inactive Variable Insurance Contract PC0022ORG IVICs Information
Auto Insurance, Life and Health Insurance, Property and Casualty and General Insurance Inactive Information for Agents PC0023ORG Helpful Licensing Information for Ontario Insurance Agents
Auto Insurance, Life and Health Insurance, Property and Casualty and General Insurance Inactive Information for Agents PC0024ORG Licensing FAQ’s for Insurance Agents and Adjusters
Life and Health Insurance, Property and Casualty and General Insurance Inactive Education and Licensing PC0025ORG How to Become a Life or Accident and Sickness Insurance Agent
Auto Insurance, Property and Casualty and General Insurance Inactive Education and Licensing PC0027ORG How to Become an Independent or Public Adjuster
Life and Health Insurance Inactive Errors & Omissions Insurance - Insurance PC0028ORG Errors and Omissions Insurance Requirements for Life Insurance Agents
Life and Health Insurance Inactive Errors & Omissions Insurance - Insurance PC0029ORG Instructions for Updating Your Errors and Omissions Insurance Information on Licensing Link
Life and Health Insurance Inactive Errors & Omissions Insurance - Insurance PC0030ORG FAQs on Errors and Omissions Insurance for Life Insurance Agents and Updating Your Information on Licensing Link
Auto Insurance, Life and Health Insurance, Property and Casualty and General Insurance Inactive Licensing - Insurance PC0032ORG How to Obtain or Amend an Insurance Company Licence
Auto Insurance, Property and Casualty and General Insurance Inactive Licensing - Insurance PC0033ORG Becoming a Licensed General Insurance Agent
Auto Insurance, Life and Health Insurance, Property and Casualty and General Insurance Inactive Licensing - Insurance PC0034ORG Do you have a licence issued in another province or territory?
Auto Insurance, Life and Health Insurance, Property and Casualty and General Insurance Inactive Licensing - Insurance PC0035ORG Do you want to be licensed in another province or territory?
Life and Health Insurance Inactive Licensing - Insurance PC0036ORG Licensing Link Enhancements for Life Insurance Agents
Auto Insurance, Life and Health Insurance, Property and Casualty and General Insurance Inactive Licensing - Insurance PC0037ORG How to Obtain an Insurance Agent Corporation or Partnership Licence under the Insurance Act
Life and Health Insurance Inactive Registered Participant List PC0038ORG Companies registered under the Prepaid Hospital and Medical Services Act as of April 1, 2019
Life and Health Insurance Inactive Reporting - Insurance PC0039ORG New reporting requirement is effective immediately: Report the life insurers you represent, have a contract with and/or on whose behalf you sell insurance products
Life and Health Insurance, Property and Casualty and General Insurance Inactive Licensing - Insurance PC0040ORG FSCO updates Licensing Link to help life insurers better monitor their agents
Insurance Prudential, Auto Insurance, Property and Casualty and General Insurance Inactive Capital Testing PC0041ORG Superintendent's Minimum Capital Test Guideline
Auto Insurance, Life and Health Insurance, Property and Casualty and General Insurance Inactive Administrative Monetary Penalties - Insurance PC0042ORG Administrative Monetary Penalties in the Insurance Sector
Life and Health Insurance Active Reporting - Insurance PC0043INT Life agent reporting requirements and related insurer obligations
Insurance Prudential, Life and Health Insurance Active Insurance Prudential PC0045APP Risk Based Supervisory Framework for Ontario-incorporated Insurance Companies and Reciprocals
Insurance Prudential, Auto Insurance, Property and Casualty and General Insurance Inactive Capital Testing PC0046ORG Minimum Capital Test Guideline for Property and Casualty Insurance Companies
Insurance Prudential, Life and Health Insurance Active Capital Testing PC0047INT Updated Minimum Capital Test Guideline for P&C Insurance Companies and Reciprocals
Life and Health Insurance, Pensions Active Retirement PC0048INT Understanding Decumulation Products
Pensions Inactive Funding PE0001ORG Solvency Funding Relief Measures
Pensions Active Funding PE0002ORG 2018 Funding Reform for Defined Benefit Pension Plans
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0003ORG Ability to Take Contribution Holidays and Pay PBGF Assessments
Pensions Inactive Funding PE0004ORG Actuarial Guidance Consultations
Pensions Inactive Commuted Value PE0005ORG Commuted Value Transfers-Superintendent's Approval
Pensions Active Funding PE0006ORG The Determination of Whether a Plan is a Closed Plan
Pensions Active Funding PE0007ORG Treatment of Excess Contributions
Pensions Active Annuities PE0008ORG Frequently Asked Questions pertaining to Annuity Purchase and Discharge
Pensions Active Funding PE0009ORG Frequently Asked Questions Pertaining to the 2018 Funding Reform for Defined Benefit Pension Plans
Pensions Active Funding PE0010ORG Questions and Answers on Letters of Credit
Pensions Active Funding PE0011ORG Letters of Credit
Pensions Active Funding PE0012ORG Funding and Actuarial Filing Requirements For Plan Improvements under the New Funding Regime
Pensions Inactive Funding PE0013ORG 2018 Report on the Funding of Defined Benefit Pension Plans in Ontario - 15th Annual Report
Pensions Inactive Funding PE0014ORG Quarterly Update on Estimated Solvency Funded Status of Defined Benefit Plans in Ontario
Pensions Inactive Supervisory Approach PE0015ORG Administrative Penalties Guideline
Pensions Inactive Multi-jurisdictional issues PE0016ORG E-blast - MJPPA - to plans without Quebec members
Pensions Inactive Multi-jurisdictional issues PE0017ORG E-blast - MJPPA - to plans with Quebec members