FSRA continues to protect the interests of consumers by monitoring auto insurance rates and changes in driving during the pandemic. Since the implementation of FSRA’s Emergency filing process, auto insurers have reported more than $1,8B in consumer relief. FSRA’s report on consumer relief provides more detail.
View all auto insurance emergency filings by insurer:
Allstate Insurance Company of Canada
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 4/6/2022 |
5% Work from home discount |
6/15/2022 |
Active |
| 2/25/2021 |
Additional 5% Reduced driving discount |
5/29/2021 |
Expires: 04/17/2023 |
| 2/25/2021 |
Additional 5% Increased Usage Based Insurance enrollment discount |
5/29/2021 |
Expires: 04/17/2023 |
| 2/25/2021 |
0.9% Base rate decrease |
5/29/2021 |
Expires: 06/15/2022 |
| 2/25/2021 |
3% Increased Home and Auto discount |
5/29/2021 |
Expires: 06/15/2022 |
| 12/1/2020 |
3.5% Base rate decrease |
3/1/2021 |
Expires: 10/23/2021 |
| 6/25/2020 |
5% Reduced driving discount |
8/8/2021 |
Expires: 04/17/2023 |
| 6/25/2020 |
5% Increased Usage Based Insurance enrollment discount |
8/8/2021 |
Expires: 04/17/2023 |
| 7/29/2021 |
Third Rebate: 25% of one month's premium |
N/A |
Delivered |
| 7/28/2020 |
Second Rebate: 25% of one month's premium |
N/A |
Delivered |
| 5/14/2020 |
First Rebate: 25% of one month's premium |
N/A |
Delivered |
Aviva General Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 12/7/2021 |
5% Base rate decrease |
1/1/2022 |
Expires: 07/31/2022 |
| 12/7/2021 |
Premium capping |
1/1/2022 |
Expires: 08/31/2022 |
| 5/14/2021 |
Premium capping |
6/15/2021 |
Expires: 12/31/2021 |
| 5/14/2021 |
11.7% Base rate decrease |
6/15/2021 |
Expires: 12/31/2021 |
| 7/2/2020 |
5% Base rate decrease |
8/15/2020 |
Expires: 06/14/2021 |
| 4/29/2020 |
Premium capping |
6/15/2020 |
Expires: 12/31/2020 |
| 4/29/2020 |
15% Reduced driving discount |
3/16/2020 |
Expires: 06/14/2020 |
Aviva Insurance Company of Canada
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 12/7/2021 |
4.1% Base rate decrease |
1/1/2022 |
Expires: 07/31/2022 |
| 12/7/2021 |
Premium capping |
1/1/2022 |
Expires: 07/31/2022 |
| 5/14/2021 |
Premium capping |
6/15/2021 |
Expires: 12/31/2021 |
| 5/14/2021 |
11.4% Base rate decrease |
6/15/2021 |
Expires: 12/31/2021 |
| 7/2/2020 |
5% Base rate decrease |
8/15/2020 |
Expires: 06/14/2021 |
| 4/29/2020 |
Premium capping |
6/15/2020 |
Expires: 06/14/2021 |
| 4/29/2020 |
15% Reduced driving discount |
3/16/2020 |
Expires: 06/14/2020 |
Ayr Farmers Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 7% of 2020 premium |
N/A |
Delivered |
Belair Insurance Company Inc.
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 4/7/2021 |
4.75% Base rate decrease |
3/18/2021 |
Expires 05/27/2022 |
| 4/7/2021 |
Relief equal to one month's premium |
3/18/2021 |
Expires: 05/31/2021 |
| 6/4/2020 |
4.75% Base rate decrease |
7/28/2020 |
Expires: 03/17/2020 |
| 6/4/2020 |
15.0% to 25.0% Reduced driving discount |
4/10/2020 |
Expires: 07/31/2020 |
| 4/9/2020 |
Premium capping |
6/3/2020 |
Expires: 12/13/2020 |
| 4/9/2020 |
Reduction in fees |
3/23/2020 |
Expires: 08/14/2020 |
Bertie & Clinton Mutual
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 8% of 2020 premium |
N/A |
Delivered |
| 2/22/2022 |
Rebate of 10% of 2021 premium |
N/A |
Delivered |
CAA Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 13/08/2021 |
Reduction in fees |
1/1/2022 |
Expires: 06/01/2022 |
| 13/08/2021 |
5% Increase to Multi-line discount |
1/1/2022 |
Expires: 06/14/2023 |
| 13/08/2021 |
12.4% average rate decrease that varies by driving record |
1/1/2022 |
Expires: 06/14/2023 |
| 24/03/2021 |
Reduction in fees |
6/15/2021 |
Expires: 12/31/2021 |
| 24/03/2021 |
15% Base rate decrease |
6/15/2021 |
Expires: 12/31/2021 |
| 4/29/2020 |
Reduction in fees |
6/15/2020 |
Expires: 06/14/2021 |
| 4/29/2020 |
10% Base rate decrease |
6/15/2020 |
Expires: 06/14/2021 |
| 11/4/2020 |
2nd Rebate: $50/Policy |
N/A |
Delivered |
| 5/12/2020 |
1st Rebate: $100/Policy |
N/A |
Delivered |
Cayuga Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 5% of 2020 premium |
N/A |
Delivered |
Certas Direct Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 2/28/2022 |
5% Base rate decrease |
4/19/2022 |
Expires: 12/27/2022 |
| 11/16/2021 |
5% Base rate decrease |
12/28/2021 |
Expires: 07/22/2022 |
| 6/18/2021 |
5% Increase to Multi-line discount |
7/29/2021 |
Expires: 04/27/2023 |
| 6/18/2021 |
Premium capping |
4/7/2021 |
Expires: 12/27/2022 |
| 5/27/2020 |
Premium capping |
6/16/2020 |
Expires: 04/07/2021 |
| 5/27/2020 |
Reduced driving discount*** |
6/16/2020 |
Expires: 04/07/2021 |
| 7/14/2020 |
Rebate of 40% of one month's premium |
N/A |
Delivered |
Certas Home and Auto Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 2/28/2022 |
5% Base rate decrease |
4/19/2022 |
Expires: 12/27/2022 |
| 11/16/2021 |
5% Base rate decrease |
12/28/2021 |
Expires: 07/22/2022 |
| 9/28/2021 |
4.5% Base rate decrease |
11/2/2021 |
Expires: 12/27/2022 |
| 6/18/2021 |
5% Increase to Multi-line discount |
7/29/2021 |
Expires: 04/27/2023 |
| 6/18/2021 |
Premium capping |
4/7/2021 |
Expires: 12/27/2022 |
| 5/27/2020 |
Premium capping |
6/16/2020 |
Expires: 04/07/2021 |
| 5/27/2020 |
Reduced driving discount*** |
6/16/2020 |
Expires: 04/07/2021 |
| 7/14/2020 |
Rebate of 40% of one month's premium |
N/A |
Delivered |
Coachman Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 4/29/2020 |
Reduction in fees |
3/30/2020 |
Expires: 06/30/2020 |
Commonwell Mutual Insurance Group (The)
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 5/25/2020 |
Reduction in fees |
3/16/2020 |
Expires: 10/01/2020 |
| 6/29/2020 |
Rebate of $100/household |
N/A |
Delivered |
Co-operators General Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 29/03/2021 |
Premium capping |
7/3/2021 |
Expires: 08/05/2022 |
| 29/03/2021 |
4% COVID-19 Auto Discount |
7/3/2021 |
Expires: 01/13/2023 |
| 7/21/2020 |
15% Reduced driving discount |
7/13/2020 |
Expires: 12/15/2020 |
| 5/13/2020 |
Premium capping |
6/17/2020 |
Expires: 7/2/2021 |
COSECO Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 7/15/2020 |
15% Reduced driving |
7/13/2020 |
Expires: 12/15/2020 |
CUMIS General Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 5/12/2020 |
Premium capping |
8/1/2020 |
Expires: 09/30/2020 |
| 10/2/2020 |
Rebate of 15% of two months' premiums |
N/A |
Delivered |
Dominion of Canada General Insurance Company (The)
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 4/9/2021 |
2.1% Base rate decrease |
7/1/2021 |
Expires: 1/17/2022 Dominion, Expires: 3/18/2022 Chieftain |
| 4/9/2021 |
Reduced rates for consumers with low annual mileage*** |
7/1/2021 |
Expires: 1/17/2022 Dominion, Expires: 3/18/2022 Chieftain |
| 7/14/2020 |
Reduction in fees |
3/27/2020 |
Expires: 6/15/2020 |
| 4/9/2021 |
3rd Rebate: 25% of one month's premium |
N/A |
Delivered |
| 8/13/2020 |
2nd Rebate: 15% of one month's premium |
N/A |
Delivered |
| 4/21/2020 |
1st Rebate: 25% of one month's premium |
N/A |
Delivered |
Dumfries Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 5% of 2020 Premium |
N/A |
Delivered |
Echelon Insurance
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 5/13/2020 |
Reduction in fees - first NSF fee waived |
7/1/2020 |
Expires: 09/1/2020 |
| 5/13/2020 |
Reduction in fees |
3/15/2020 |
Expires: 06/30/2020 |
| 5/13/2020 |
15% Reduced driving discount |
3/15/2020 |
Active |
Economical Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 26/03/2021 |
Premium capping |
6/1/2021 |
Expires: 6/1/2022 |
| 26/03/2021 |
5% Base rate decrease |
6/1/2021 |
Expires: 6/1/2022 |
| 6/22/2020 |
Premium capping |
9/1/2020 |
Expires: 9/1/2021 |
| 6/22/2020 |
5% Base rate decrease |
9/1/2020 |
Expires: 8/31/2021 |
| 5/22/2020 |
Premium capping |
4/1/2020 |
Expires: 8/31/2020 |
| 5/22/2020 |
Reduced driving discount*** |
4/1/2020 |
Expires: 9/30/2020 |
| 5/22/2020 |
Reduction in fees |
4/1/2020 |
Expires: 9/30/2020 |
Federated Insurance Company of Canada
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 10/2/2020 |
Premium capping |
1/15/2021 |
Expires: 4/14/2021 |
Gore Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 7/26/2022 |
5% Increase to Multi-line discount |
9/15/2022 |
Expires: 12/15/2022 |
| 10/8/2021 |
2% Base rate decrease |
12/1/2021 |
Expires: 01/31/2022 |
| 19/07/2021 |
4% Base rate decrease |
10/4/2021 |
Expires: 11/30/2021 |
| 29/03/2021 |
8% Base rate decrease |
7/1/2021 |
Expires: 10/03/2021 |
| 6/29/2020 |
5% Base rate decrease |
8/24/2020 |
Expires: 01/01/2021 |
| 4/27/2020 |
Reduction in fees |
3/24/2020 |
Expires: 08/31/2020 |
| 4/24/2020 |
Rebate of 20% of three months' premiums |
N/A |
Delivered |
Halwall Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 2.8% of 2020 premium |
N/A |
Delivered |
Heartland Farm Mutual Inc.
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 4/29/2020 |
5% Base rate decrease |
7/1/2020 |
Expires: 12/31/2020 |
| 4/29/2020 |
Reduction in fees |
3/23/2020 |
Expires: 07/31/2020 |
HT&C Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 14% of 2020 premium |
N/A |
Delivered |
Intact Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 12/17/2021 |
4% Base rate decrease |
1/28/2022 |
Expires: 08/11/2022 |
| 4/6/2021 |
5% Base rate decrease |
3/18/2021 |
Expires: 01/27/2022 |
| 4/6/2021 |
Relief equal to one month's premium* |
3/18/2021 |
Expires: 5/31/2021 |
| 4/6/2021 |
Reduced rates for some customers** |
3/18/2021 |
Expires: 01/27/2022 |
| 4/6/2021 |
Protect customers' Usage Based Insurance discount at midterm |
3/7/2021 |
Expires: 06/09/2022 |
| 11/9/2020 |
Reduced rates for some customers** |
11/20/2020 |
Expires: 3/17/2021 |
| 6/4/2020 |
5% Base rate decrease |
8/7/2020 |
Expires: 3/17/2021 |
| 6/4/2020 |
15% Reduced driving discount |
4/14/2020 |
Expires: 07/31/2020 |
| 4/9/2020 |
Premium capping |
5/31/2020 |
Expires: 12/04/2020 |
| 4/9/2020 |
Reduction in fees |
3/20/2020 |
Expires: 08/14/2020 |
Jevco Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 4/7/2021 |
Relief equal to one month's premium |
3/18/2021 |
Expires: 05/31/2021 |
| 6/11/2020 |
First Rebate: 25% of one month's premium |
3/20/2020 |
Expires: 08/14/2020 |
| 6/11/2020 |
15% Reduced driving discount |
4/14/2020 |
Expires: 07/31/2020 |
Kent & Essex Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 7% of 2020 premium |
N/A |
Delivered |
Lambton Mutual Insurance Company (The)
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 2/1/2022 |
Rebate of 4.2% of 2021 premiums |
N/A |
Delivered |
North Blenheim Mutual
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 4% of 2020 premium |
N/A |
Delivered |
North Kent Mutual Fire Insurance Company (The)
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 7% of 2020 premium |
N/A |
Delivered |
Northbridge General Insurance Corporation
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 5/27/2021 |
5.9% Base rate decrease |
1/8/2021 |
Expires: 08/01/2022 |
| 5/5/2020 |
Rebate of 15% of three months' premiums |
N/A |
Delivered |
Novex Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/5/2020 |
5% Base rate decrease |
8/7/2020 |
Expires: 08/29/2020 |
| 6/5/2020 |
15% Reduced driving discount |
4/14/2020 |
Expires: 07/31/2020 |
| 4/15/2020 |
Premium capping |
6/1/2020 |
Expires: 08/29/2020 |
| 4/15/2020 |
Reduction in fees |
3/20/2020 |
Expires: 08/14/2020 |
Optimum Insurance Company Inc.
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 11/23/2021 |
3% Consumer relief discount |
2/15/2022 |
Expires: 07/18/2022 |
| 5/28/2021 |
2% Consumer relief discount |
7/18/2021 |
Expires: 02/14/2022 |
| 6/1/2020 |
3% Consumer relief discount |
7/18/2020 |
Expires: 7/17/2021 |
Pafco Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 7/29/2021 |
Third Rebate: 25% of one month's premium |
N/A |
Delivered |
| 7/28/2020 |
Second Rebate: 25% of one month's premium |
N/A |
Delivered |
| 5/14/2020 |
First Rebate: 25% of one month's premium |
N/A |
Delivered |
Peel Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/12/2020 |
Reduction in fees |
3/16/2020 |
Expires: 12/31/2020 |
Pembridge Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 2/25/2021 |
Additional 5% Increased Usage Based Insurance enrollment discount |
5/29/2021 |
Expires: 01/01/2023 |
| 2/25/2021 |
1.3% Base rate decrease |
5/29/2021 |
Expires: 04/01/2022 |
| 2/25/2021 |
3% Increased Home and Auto discount |
5/29/2021 |
Expires: 04/01/2022 |
| 12/1/2020 |
5% Increased Usage Based Insurance enrollment discount |
3/1/2021 |
Expires: 01/01/2023 |
| 12/1/2020 |
4% Base rate decrease |
3/1/2021 |
Expires: 10/22/2021 |
| 7/29/2021 |
Third Rebate: 25% of one month's premium |
N/A |
Delivered |
| 7/28/2020 |
Second Rebate: 25% of one month's premium |
N/A |
Delivered |
| 5/14/2020 |
First Rebate: 25% of one month's premium |
N/A |
Delivered |
Personal Insurance Company (The)
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 2/28/2022 |
5% Base rate decrease |
4/19/2022 |
Expires: 12/27/2022 |
| 11/16/2021 |
5% Base rate decrease |
12/28/2021 |
Expires: 07/22/2022 |
| 6/18/2021 |
5% Base rate decrease |
4/23/2021 |
Expires: 12/27/2022 |
| 6/18/2021 |
5% Increase to Multi-line discount |
7/29/2021 |
Expires: 04/27/2023 |
| 6/18/2021 |
Premium capping |
4/7/2021 |
Expires: 12/27/2022 |
| 5/27/2020 |
Premium capping |
6/16/2020 |
Expires: 04/07/2021 |
| 5/27/2020 |
Reduced driving discount*** |
6/16/2020 |
Expires: 04/07/2021 |
| 7/14/2020 |
Rebate of 40% of one month's premium |
N/A |
Delivered |
Primmum Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 28/01/2021 |
Lower minimum driving requirements for Usage Based Insurance customers |
9/4/2021 |
Expires: 01/01/2023 |
| 28/01/2021 |
Premium capping |
5/4/2021 |
Expires: 11/30/2021 |
| 5/25/2020 |
15% Reduced driving discount |
3/17/2020 |
Expires: 08/31/2020 |
| 5/25/2020 |
Reduction in fees |
3/18/2020 |
Expires: 08/31/2020 |
| 4/23/2020 |
Premium capping |
7/15/2020 |
Expires: 10/14/2020 |
| 3/29/2021 |
2nd Rebate: $50/Vehicle (PPA) |
N/A |
Delivered |
| 11/26/2020 |
1st Rebate: $30/Policy (not combined with reduced driving discount) |
N/A |
Delivered |
Royal & SunAlliance Insurance Company of Canada
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 30/03/2021 |
12% Base rate decrease**** |
6/1/2021 |
Expires: 09/30/2021 |
| 7/27/2020 |
1% Increased Home and Auto discount |
10/1/2020 |
Expires: 06/30/2021 |
| 7/27/2020 |
Rate decrease that varies by driving record |
10/1/2020 |
Expires: 06/30/2021 |
| 5/5/2020 |
Premium capping |
7/1/2020 |
Expires: 09/30/2020 |
| 4/29/2020 |
Reduction in fees |
4/1/2020 |
Expires: 08/31/2020 |
S&Y Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 12/7/2021 |
4.9% Base rate decrease |
2/1/2022 |
Expires: 11/30/2022 |
| 12/7/2021 |
Premium capping |
2/1/2022 |
Expires: 01/31/2023 |
| 5/14/2021 |
Premium capping |
6/15/2021 |
Expires: 01/31/2022 |
| 5/14/2021 |
12% Base rate decrease |
6/15/2021 |
Expires: 01/31/2022 |
| 7/8/2020 |
5% Base rate decrease |
8/15/2020 |
Expires: 06/14/2021 |
| 4/29/2020 |
Premium capping |
6/15/2020 |
Expires: 06/14/2021 |
| 4/29/2020 |
15% Reduced driving discount |
3/16/2020 |
Expires: 06/14/2020 |
Scottish & York Insurance Co. Limited
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 12/7/2021 |
4.2% Base rate decrease |
1/1/2022 |
Expires: 07/31/2022 |
| 12/7/2021 |
Premium capping |
1/1/2022 |
Expires: 07/31/2022 |
| 5/14/2021 |
Premium capping |
6/15/2021 |
Expires: 12/31/2021 |
| 5/14/2021 |
11.3% Base rate decrease |
6/15/2021 |
Expires: 12/31/2021 |
| 7/2/2020 |
5% Base rate decrease |
8/15/2020 |
Expires: 06/14/2021 |
| 4/29/2020 |
Premium capping |
6/15/2020 |
Expires: 06/14/2021 |
| 4/29/2020 |
15% Reduced driving discount |
3/16/2020 |
Expires: 06/14/2020 |
Security National Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 28/01/2021 |
Lower minimum driving requirements for Usage Based Insurance customers |
9/4/2021 |
Expires: 01/01/2023 |
| 28/01/2021 |
Premium capping |
5/4/2021 |
Expires: 11/30/2021 |
| 5/25/2020 |
15% Reduced driving discount |
3/17/2020 |
Expires: 08/31/2020 |
| 5/25/2020 |
Reduction in fees |
3/18/2020 |
Expires: 08/31/2020 |
| 4/23/2020 |
Premium capping |
7/15/2020 |
Expires: 10/14/2020 |
| 3/29/2021 |
2nd Rebate: $50/Vehicle (PPA) |
N/A |
Delivered |
| 11/26/2020 |
1st Rebate: $30/Policy (not combined with reduced driving discount) |
N/A |
Delivered |
SGI CANADA Insurance Services Ltd.
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 8/16/2022 |
5% Base rate decrease |
10/15/2022 |
Expires: 11/30/2022 |
| 6/6/2022 |
7.5% Base rate decrease |
8/1/2022 |
Expires: 10/14/2022 |
| 2/10/2021 |
Additional 5% base rate decrease (total 10%) |
8/1/2021 |
Expires: 07/31/2022 |
| 2/10/2021 |
5% Base rate decrease |
4/1/2021 |
Expires: 07/31/2022 |
| 4/28/2020 |
Reduction in fees |
3/30/2020 |
Expires: 06/30/2020 |
Sonnet Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 5/20/2020 |
Reduced driving discount*** |
4/1/2020 |
Expires: 6/30/2020 |
| 5/20/2020 |
Reduction in fees |
4/1/2020 |
Expires: 6/30/2020 |
South Easthope Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 5% of 2020 premium |
N/A |
Delivered |
TD General Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 28/01/2021 |
Lower minimum driving requirements for Usage Based Insurance customers |
9/4/2021 |
Expires: 01/01/2023 |
| 28/01/2021 |
Premium capping |
5/4/2021 |
Expires: 11/30/2021 |
| 5/25/2020 |
15% Reduced driving discount |
3/17/2020 |
Expires: 08/31/2020 |
| 5/25/2020 |
Reduction in fees |
3/18/2020 |
Expires: 08/31/2020 |
| 4/23/2020 |
Premium capping |
7/15/2020 |
Expires: 10/14/2020 |
| 3/29/2021 |
2nd Rebate: $50/Vehicle (PPA) |
N/A |
Delivered |
| 11/26/2020 |
1st Rebate: $30/Policy (not combined with reduced driving discount) |
N/A |
Delivered |
Tokio Marine & Nichido Fire Insurance Co., Ltd.
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 5/7/2020 |
Rebate of 15% of three months' premiums |
N/A |
Delivered |
Traders General Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 11/2/2022 |
5.3% Base rate decrease |
2/1/2023 |
Active |
| 12/7/2021 |
8.4% Base rate decrease |
1/1/2022 |
Expires: 1/31/2023 |
| 12/7/2021 |
Premium capping |
1/1/2022 |
Expires: 1/31/2023 |
| 5/14/2021 |
Premium capping |
6/15/2021 |
Expires: 12/31/2021 |
| 5/14/2021 |
14.7% Base rate decrease |
6/15/2021 |
Expires: 12/31/2021 |
| 7/2/2020 |
5% Base rate decrease |
8/15/2020 |
Expires: 06/14/2021 |
| 4/29/2020 |
Premium capping |
6/15/2020 |
Expires: 06/14/2021 |
| 4/29/2020 |
15% Reduced driving discount |
3/16/2020 |
Expires: 06/14/2020 |
Tradition Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 5/6/2021 |
Rebate of 10% of 2020 premium |
N/A |
Delivered |
Unica Insurance Inc.
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 10/5/2021 |
2% Base rate decrease |
12/15/2021 |
Expires: 05/1/2022 |
| 10/5/2021 |
2.5% Increased Home and Auto discount |
12/15/2021 |
Expires: 05/1/2022 |
| 4/14/2021 |
5% Base rate decrease |
5/30/2021 |
Expires: 12/15/2021 |
| 4/14/2021 |
3% Decrease for Toronto territories |
5/30/2021 |
Expires: 12/15/2021 |
| 4/14/2021 |
2.5% Increased Home and Auto discount |
5/30/2021 |
Expires: 12/15/2021 |
| 4/27/2020 |
Reduction in fees |
3/24/2020 |
Expires: 09/30/2020 |
| 5/13/2020 |
Rebate of 15% of three months premiums |
N/A |
Delivered |
Unifund Assurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 27/08/2021 |
4.75% Base rate decrease |
9/1/2021 |
Expires: 07/01/2022 |
| 30/03/2021 |
12% Base rate decrease |
6/1/2021 |
Expires: 08/31/2021 |
| 8/12/2020 |
3.8% Base rate decrease |
10/1/2020 |
Expires: 7/31/2021 |
| 8/12/2020 |
3.0% to 5.0% Increased discount for select groups |
10/1/2020 |
Expires: 7/31/2021 |
| 4/29/2020 |
Reduction in fees |
4/1/2020 |
Expires: 08/31/2020 |
| 4/24/2020 |
Rebate of 10% of three months' premiums |
N/A |
Delivered |
Verassure Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/30/2020 |
5% Increased Home and Auto discount |
7/2/2020 |
Expires: 3/29/2021 |
| 5/12/2020 |
Rebate of 100% of one month's premium |
N/A |
Delivered |
Wawanesa Mutual Insurance Company (The)
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 3/16/2022 |
Rate decrease that varies by driving record |
7/1/2022 |
Active |
| 3/16/2022 |
Premium capping |
7/1/2022 |
Active |
| 4/13/2021 |
Rate decrease that varies by driving record |
6/15/2021 |
Expires 6/30/2022 |
| 4/13/2021 |
Premium capping |
6/15/2021 |
Expires 6/30/2022 |
West Elgin Mutual Insurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 6/10/2021 |
Rebate of 3.3% of annual premium |
N/A |
Delivered |
Western Assurance Company
| Approval Date |
Change |
Renewal or Mid-term Effective Date |
Status |
| 30/03/2021 |
12% Base rate decrease**** |
6/1/2021 |
Expires: 09/30/2021 |
| 7/27/2020 |
1% Increased Home and Auto discount |
10/1/2020 |
Expires: 06/30/2021 |
| 7/27/2020 |
Rate decrease that varies by driving record |
10/1/2020 |
Expires: 06/30/2021 |
| 5/5/2020 |
Premium capping |
7/1/2020 |
Expires: 09/30/2020 |
| 4/29/2020 |
Reduction in fees |
4/1/2020 |
Expires: 08/31/2020 |
