Protecting consumers in uncertain times
The Financial Services Regulatory Authority of Ontario (FSRA) has released its 2025-2026 Mortgage Brokering Supervision Plan, setting strong priorities to protect consumers in an uncertain housing market.
“FSRA is focused on strengthening confidence in Ontario’s mortgage brokering sector and protecting consumers, particularly during this period of economic uncertainty and its impact on housing affordability,” said Antoinette Leung, EVP of Market Conduct at FSRA.
Building on last year’s plan, FSRA is prioritizing private mortgage lending – a growing segment where consumers face higher risks. The plan outlines how FSRA will supervise the sector to ensure fair treatment of consumers and integrity across the mortgage brokering industry.
Through this year’s supervision activities, FSRA aims to ensure that:
- Brokerages and principal brokers maintain strong supervision and oversight of their agents and brokers to support fair consumer outcomes.
- Principal brokers fulfill their obligations to ensure agents and brokers are suitable to be licensed and operate with integrity.
- Consumers receive private mortgage advice and products that are suitable to their unique financial needs and circumstances.
- Investors and lenders have confidence that mortgage administrators are appropriately managing investments.
Learn more:
FSRA continues to work on behalf of all stakeholders, to ensure financial safety, fairness, and choice for Ontarians.
Learn more at www.fsrao.ca.