Your auto insurance
driven by you.

Are you in the process of purchasing or renewing your auto insurance? Understand how your driving habits and situation impact your rate. Shop around to get the coverage that best suits your needs and budget.

Start with FSRA’s Regulator Rate Ranger >
Five tips for shopping around
Things to consider
Did you know?
1

Mark your calendar

Don’t wait until the last minute – start shopping around well before your policy renewal date.

2

Use FSRA’s Regulator Rate Ranger

Use this online tool to help you better understand the approximate costs to insure your vehicle.

3

Get several quotes

Auto insurance quotes can vary among insurers. You may find the right coverage at a better price by shopping around.

4

Ask for discounts

Did you know that insurers offer discounts if you purchase both home and auto insurance, if you are an occasional driver (away at school), or if you are a safe driver? Reach out to your insurer and ask.

5

Understand the coverage you need

Ask an agent or broker to review all coverage options, including optional coverages, so that you have the coverage that best fits your needs.

There are many things to consider when purchasing auto insurance.

Finding the right auto insurance isn’t just about price. While the cheapest premium can be tempting, it’s important to look at what you’re getting for your money. Aside from price, also consider the following:  

  • Product coverage and choices

  • Usage-based* insurance options like telematics

  • Discount types and options

  • Customer experience and service

  • Digital self-serve tools like the ability to update/change your policy or report a claim online

  • Ability to get a quote and purchase your policy online.

*Usage-based insurance is a type of auto insurance that calculates your premium based on your driving habits.