Insurer groupInsurerApproval dateApproved rate reduction and filing detailsRate reduction or discount currently available to consumers?Consumer required to contact insurer for rate reduction or discount? 2020 Premium rebate delivered? 2020 Premium rebate details
AllstateAllstate Insurance Company of Canada25/06/20205% Reduced driving discountYesYesYesFirst Rebate: 25% of one month's premium  
Second Rebate: 25% of one month's premium 
5% Increased UBI enrollment discountYesYes
01/12/20203.5% Base rate decrease YesNo
AllstatePembridge Insurance Company01/12/20205% Increased UBI Enrollment DiscountYesYesYesFirst Rebate: 25% of one month's premium
Second Rebate: 25% of one month's premium                     
4% Base rate decreaseYesNo
AllstatePafco Insurance Company--------YesFirst Rebate: 25% of one month's premium
Second Rebate: 25% of one month's premium 
AvivaAviva General Insurance Company29/04/2020Premium cappingExpiredNoNo 
15% Reduced driving discountExpiredYes
02/07/20205% Base rate decreaseYesNoNo
AvivaAviva Insurance Company of Canada29/04/2020Premium cappingYesNoNo 
15% Reduced driving discountExpiredYes 
02/07/20205% Base rate decreaseYesNo 
AvivaS&Y Insurance Company08/07/20205% Base rate decreaseYesNoNo 
29/04/2020Premium cappingYesNo 
15% Reduced driving discountExpiredYes 
AvivaScottish & York Insurance Co. Limited29/04/2020Premium cappingYesNoNo 
15% Reduced driving discountExpiredYes 
02/07/20205% Base rate decreaseYesNo 
AvivaTraders General Insurance Company29/04/2020Premium cappingYesNoNo 
15% Reduced driving discountExpiredYes 
02/07/20205% Base rate decreaseYesNo 
CAACAA Insurance Company29/04/2020Reduction in feesExpiredNoYesFirst Rebate: $100 per policy             Second Rebate: $50 per policy
10% Base rate decreaseYesNo
CAAEchelon Insurance13/05/2020Reduction in feesExpiredNoNo 
15% Reduced driving discountYesYes
CommonwellCommonwell Mutual Insurance Group (The)25/05/2020Reduction in feesExpiredNoYes$100 per household
Co-opCo-operators General Insurance Company13/05/2020Premium cappingYesNoNo 
21/07/202015% Reduced driving discountExpiredYes 
Co-opCOSECO Insurance Company15/07/202015% Reduced driving discountExpiredYesNo 
Co-opCUMIS General Insurance Company12/05/2020Premium cappingExpiredNoYes15% of 2 months' premiums
DesjardinsCertas Direct Insurance Company27/05/2020Premium cappingExpiredNoYes 40% of 1 month's premium
Reduced driving discount***ExpiredYes
DesjardinsCertas Home and Auto Insurance Company27/05/2020Premium cappingExpiredNoYes40% of 1 month's premium
Reduced driving discount***ExpiredYes
DesjardinsPersonal Insurance Company (The)27/05/2020Premium cappingExpiredNoYes40% of 1 month's premium
Reduced driving discount***ExpiredYes
EconomicalEconomical Mutual Insurance Company22/05/2020Premium cappingExpiredNoNo 
Reduced driving discount***ExpiredYes 
Reduction in feesExpiredNo 
22/06/2020Premium cappingYesNo 
5% Base rate decreaseYesNo 
EconomicalSonnet Insurance Company20/05/2020Reduced driving discount***ExpiredYesNo 
Reduction in feesExpiredNo 
GoreGore Mutual Insurance Company27/04/2020Reduction in feesExpiredNoYes20% of 3 months' premium
29/06/20205% Base rate decreaseYesNo
HeartlandHeartland Farm Mutual Inc.29/04/20205% Base rate decreaseExpiredNoNo 
Reduction in feesExpiredNo
IntactBelair Insurance Company Inc.09/04/2020Premium cappingExpiredNoNo 
Reduction in feesExpiredNo
04/06/20204.75% Base rate decreaseYesNo 
15.0% to 25.0% Reduced driving discountExpiredYes
IntactIntact Insurance Company09/04/2020Premium cappingExpiredNoNo 
Reduction in feesExpiredNo
04/06/20205% Base rate decreaseYesNo 
15% Reduced driving discountExpiredYes
09/11/2020Reduced rates for some customers**YesNo 
IntactJevco Insurance Company11/06/2020Reduction in feesExpiredNoNo 
15% Reduced driving discountExpiredYes
IntactNovex Insurance Company15/04/2020Premium cappingExpiredNoNo 
Reduction in feesExpiredNo
05/06/20205% Base rate decreaseYesNoNo 
15% Reduced driving discountExpiredYes
La CapitaleUnica Insurance Inc.27/04/2020Reduction in feesExpiredNoYes15% of 3 months' premium
NorthbridgeFederated Insurance Company of Canada02/10/2020Premium cappingYesNoNo 
NorthbridgeNorthbridge General Insurance Corporation--------Yes15% of 3 months' premium
NorthbridgeTokio Marine & Nichido Fire Insurance Co., Ltd.--------Yes15% of 3 months' premium
NorthbridgeVerassure Insurance Company30/06/20205% Increased Home and Auto discountExpiredNoYes100% of one month's premium
OptimumOptimum Insurance Company Inc.01/06/20203% Consumer relief discountYesNoNo 
PeelPeel Mutual Insurance Company12/06/2020Reduction in feesExpiredNoNo 
RSARoyal & SunAlliance Insurance Company of Canada29/04/2020Reduction in feesExpiredNoNo 
05/05/2020Premium cappingExpiredNo 
27/07/20201% Increased Home and Auto discountYesNo 
1.0% to 3.8% Driving record decrease*YesNo
RSAUnifund Assurance Company29/04/2020Reduction in feesExpiredNoYes10% of 3 months' premium
12/08/20203.8% Base rate decreaseYesNo
3.0% to 5.0% Increased discount for select groupsYesNo
RSAWestern Assurance Company29/04/2020Reduction in feesExpiredNoNo 
05/05/2020Premium cappingExpiredNo 
27/07/20201% Increased Home and Auto discountYesNo 
1.0% to 3.8% Driving record decrease*YesNo 
SGICoachman Insurance Company29/04/2020Reduction in feesExpiredNoNo 
SGISGI CANADA Insurance Services Ltd.28/04/2020Reduction in feesExpiredNoNo 
TDPrimmum Insurance Company23/04/2020Premium cappingExpiredNoYes$30 per policy (only to active clients who had not requested Essential Driving Discount by August 31, 2020)
25/05/202015% Reduced driving discountExpiredYes
Reduction in feesExpiredNo
TDSecurity National Insurance Company23/04/2020Premium cappingExpiredNoYes$30 per policy (only to active clients who had not requested Essential Driving Discount by August 31, 2020)
25/05/202015% Reduced driving discountExpiredYes
Reduction in feesExpiredNo
TDTD General Insurance Company23/04/2020Premium cappingExpiredNoYes$30 per policy (only to active clients who had not requested Essential Driving Discount by August 31, 2020)
25/05/202015% Reduced driving discountExpiredYes
Reduction in feesExpiredNo
TravelersDominion of Canada General Insurance Company (The)14/07/2020Reduction in feesExpiredNoYesFirst Rebate: 25% of one month's premium Second Rebate: 15% of one month's premium

*Decrease based on each customer's current driving record
**Reduced rates for risks based on age, annual mileage and commute
***Discount level varied by amount of reduced driving activity